In Carrero v. LVNV, plaintiff alleged that defendant violated the FDCPA by attempting to collect consumer debts on purchased accounts without first registering as a collection agency under state law.  Defendant moved to dismiss, arguing that a putative violation of state law could not give rise to an FDCPA claim.  The court disagreed and denied the motion, finding that a failure to register with the state as a collection agency prior to either threatening or actually filing a  lawsuit stated a viable claim of threatening action that cannot legally be taken in violation of the FDCPA.

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