In Davidson v. Capital One, plaintiff alleged that defendant violated the FDCPA by attempting to collect debts that it has not properly purchased. Defendant moved to dismiss, arguing it was not a debt collector subject to the FDCPA because it was attempting to collect debts owed to it after it had purchased the accounts. The court agreed with defendant, finding that a debt collector only includes those entities that are attempting to collect debts “owed or due another.”
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