Transmitting Account Data to a Letter Vendor Now is an FDCPA Violation
Posted on April 21, 2021 | Categories: Consumer Defense
In a stunning decision, the Eleventh Circuit has just completely upended the traditional model for debt collection. In the case of Hunstein v. Preferred Collection & Management Services, the Appellate Court concluded that a debt collector that transmits account information, such as a consumer’s name and account balance, to a letter vendor for the purpose of generating an initial demand letter, violates the FDCPA.