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Time to Consider Revising Your Initial Notice: Another Court Rules Consumers Are Not Required to Dispute Debts "in Writing"

Many collection agencies send initial notices that include the statement, "unless you notify this office in writing within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid." (emphasis added).  If your agency is sending such letters, you should consider changing the company's initial notice.


Temperatures are on the Rise, and so is FMLA Abuse

The number of employees taking Family and Medical Leave Act (FMLA) leave - especially intermittent leave - is on the rise.  Increased FMLA use inevitably means the potential for increased FMLA abuse. 


May I Reach Out and Touch that Debtor with a Local Telephone Number?

A common calling strategy is to broadcast a local area code on the Caller ID when calling a debtor.  This process has been challenged by debtors across the country as an allegedly false and deceptive "statement" under the FDCPA because the call does not originate locally.  However, no court has specifically decided the issue - until now.



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