Don’t Waste Your Resources: No FCRA Claim for Frivolous Disputes
Posted on July 30, 2013
Data furnishers do not have a legal obligation to report and investigate “frivolous or irrelevant” disputes. If you are a data furnisher, you need to know when a dispute is considered frivolous under the FCRA.
Per the FCRA, a dispute is frivolous if the consumer fails to provide “sufficient information” to aid in investigating the dispute.